Black Knight O&E reports provide a focused set of title data that supports several use cases. Rather than delivering information on the complete chain of title, which is time-intensive to compile, our O&E reports provide data from the most recent purchase date forward, enabling us to deliver fast, affordable information.
While an organization could do the necessary research, it’s difficult to get a clear picture of the chain of title and current-owner vesting from multiple sources and documents. Black Knight provides you with just one source to obtain the critical O&E data you need.
Applications for our O&E reports include:
Supports home equity lending decisions by helping lenders confirm that the borrower is a vested owner of the property and not encumbered by any unexpected liens.
Supports loss mitigation and asset-disposition decisioning, as well as portfolio risk review and pre-sale analysis to confirm there are no hurdles to property conveyance.
Supports risk management and investor due diligence (e.g., courthouse auctions, bulk portfolio acquisitions and pre-tax auction).
Our O&E reports provide nationwide coverage and leverage Black Knight’s industry-leading data assets, including property data covering 99.99% of the U.S. population. We obtain the data directly from the source – so we’re able to verify the information and provide you with the most reliable O&E data.
We also have access to rich title-plant data, which is reviewed by our experienced internal abstractors, who produce the O&E reports. And our reports are unique because we built a network of vendors to augment Black Knight’s data assets. These combined resources strengthen the coverage provided to clients – such as in areas where an on-the-ground abstractor needs to be enlisted.
Black Knight’s best-in-class O&E reports helps clients to get fast, exceptional-quality, nationwide data and reports from one, proven source.
Exceptional quality data and reports
Fast turn times
Nationwide coverage
Cost efficiencies
Raw data and PDF provided
Continual technology innovations
Stringent quality control
We offer several delivery options, including: