McDash℠ — Industry-Leading Mortgage Performance Data
Black Knight McDash℠ provides the deepest, broadest, servicer-contributed, loan-level data on the mortgage market. Industry professionals rely on McDash data for a variety of critical applications, including benchmarking, research, planning and modeling.
UNPARALLED LOAN-LEVEL DATA FOR CRITICAL INSIGHT
McDash compiles data from the majority of the top 50 servicers, representing nearly 70% of the U.S. mortgage market. Black Knight’s advanced data-processing capabilities and access to data approximately 45 days earlier than other market sources enable us to deliver the most current and high-quality information available. This information is compiled into an online access tool that easily integrates into existing systems, allowing you to perform complex analytics quickly.
Additionally, McDash offers the ability to:
Build better prepayment, default and loss models
Default and
pre-payment
Identify loss
behavior
Build models for trading mortgage backed securities
THE POWER OF MCDASH℠
Our industry leading McDash loan data is an extensive repository of information spanning the entire credit spectrum of agency, non-agency and portfolio products, and includes:
- More than 200 million mortgage and home equity loans
- 100 loan-level collateral attributes
- Over 30 years of historical loan assets and mortgage performance history
- Enhanced integration with other Black Knight solutions, including public records data, prepayment behavioral models and Home Price Index
- Customized data aggregations and reporting
- Flexible delivery options
MCDASH IS NOW AVAILABLE DAILY
Receive the most timely forbearance, payment and delinquency data in the market with Black Knight’s McDash Flash data, enabling intramonth near real-time analysis into the majority of U.S. mortgage loans.
SUPPLEMENTAL DATA TO SERVE YOUR EXPANDED NEEDS
McDash provides comprehensive loan data, but sometimes you need more information. That’s why Black Knight offers supplementary data through our McDash Modules to help you receive all the information you need.
Credit Bureau Module
- A powerful combination of McDash Loan Data and Equifax® consumer credit data to provide a deeper look into potential associated risk factors and borrower behavior modeling.
Loss Mitigation Module
- Supplements McDash Loan Data with more than 20 additional servicer contributed fields to provide detailed insights into loss mitigation activities.
- Allows servicers and investors to benchmark and evaluate the effectiveness of loan modifications, repayment plans, and other loss mitigation activities to examine trends such as re-default rate, and create sound asset protection strategies based on trusted, reliable information.
Mortgage Scores Module
- This supplemental add-on dataset provides loan-level scores used to identify, prioritize and predict the risk of prepayment, default and loss within a 12-month time window.
- Leverages our well respected, trade quality behavioral model AFT℠.
Property Module
- Provides loan-level linking to public property records to expose:
- Equity position – Include subordinate lien exposure and Black Knight HPI property value adjustment
- Loan Linking – Allows joining loans through refinance for recapture/retention and true refinance incentive
- Assessment detail – Property square footage, number of bedrooms/bathrooms, lot size, etc.
- The data is reliable, comprehensive and updated monthly.
- Provides the timely information that is essential for risk management, forecasting and effective decision-making.
Resolution Module
- A proven solution for mortgage market professionals who need to calculate historical losses in order to model future loss exposure at the loan-level.
- Provides subsequent property transactions for severely delinquent and loans in foreclosure to identify the next third-party sales price types of liquidation, such as REO, short-sale or third-party sale.
ROBUST FEATURES TO SUPPORT ENTERPRISE DATA AND ANALYTICS NEEDS
Identify high-risk borrowers to target and employ proactive payment relief and mitigation strategies
Survey the market’s mortgage performance and valuation trends to refine strategy
Stress test your portfolio under different economic scenarios to estimate performance impact
Understand key differences between today’s borrowers compared to prior lending cycle
PRESS
Black Knight McDash Loan-Level Mortgage Performance Dataset Now Includes Mortgage Market in Puerto Rico
February 21, 2018
Rapid Analytics and the Capital Markets
June 28, 2019
Collaboration With Clients to Provide Timely Critical Forbearance, Payment and Delinquency Data to the Industry
February 7, 2019