Learn More

For more information, please complete the fields below:

HOA Data and Services

HOA Data and Services

Working with HOAs and condos can be complicated given their increase in popularity and fragmented HOA management. Black Knight’s HOA solutions help lenders, servicers, investors, and capital markets professionals lower data-collection costs, such as those related to condo questionnaires. Our solutions also help reduce the financial risk HOA liens can pose to servicers and investors.

The MSP® Servicing System

Black Knight’s HOA Solutions Provide:

Icon_Award-Ribbon_Black_400px

Save time: Black Knight’s experience and processes get results faster than industry averages

Icon_LowCost_Black_400px

Cost-effective alternative to managing in-house

Nationwide coverage

Accurate and reliable results

Updated balance and payoff information, negotiations, payment processing, and lien release verification

Full Suite of HOA Solutions to Help:

  • Identify the properties in a portfolio subject to an HOA or condominium association

  • Collect condo questionnaire data for origination and underwriting

  • Monitor for HOA liens in super-lien states and territories

  • Retrieve pertinent documents, including CC&Rs and COIs

  • Save time and streamline processes to find association points of contact

  • Validate HOA financial information

HOA Solutions Across the Mortgage Life Cycle

Black Knight offers a comprehensive suite of HOA products and services. We determine if a property is subject to an HOA, identify HOA contact information, obtain condo questionnaire data and documentation, and monitor for HOA liens and foreclosures. Each is available as a stand-alone solution or used in conjunction with each other, dependent upon your business needs. 

HOA Indicator

Data-driven methodology for identifying condo and HOA properties in a portfolio. Available in a variety of digital integrations and for periodic updates. Learn more about HOA Indicators here.

HOA Verify ID

Identify verified contacts within HOAs. Available as a stand-alone solution or in conjunction with HOA Direct.

HOA Direct

Configurable data collection and document retrieval service for collecting Condo Questionnaire data (Streamline/Limited OR Full), Certificates of Insurance (COI), CC&Rs, financials, and more.

HOA Lien Pro

Monitors for HOA liens in Super Lien states and territories. 

  • Efficiently automate and scale HOA property identification as part of the origination due diligence process
  • Obtain HOA financial information to help determine if they meet the GSE guidelines for delinquency rates and owner occupancy requirements
  • Identify properties in HOA Super Lien states to proactively identify and mitigate risk
  • Obtain HOA financial information and collect data for condo questionnaire to help determine if they meet the GSE guidelines for delinquency rates and owner occupancy requirements
  • Proactively identify HOA delinquencies and foreclosures in Super Lien states to minimize losses
  • Identify delinquent HOA fees, which are often missed as part of a loan modification or a forbearance
  • Cure HOA payment delinquencies, manage negotiations and payment processing
  • Identify unpaid HOA fees or liens during pre- and post-foreclosure to guard against losses
  • Save time by quickly identifying which properties are in HOAs during the title search and examination process
  • Determine if there are potential encumbrances, particularly in HOA Super Lien states
  • Save time by quickly identifying which properties are in HOAs during the title search and examination process

Proactively Identify and Mitigate HOA Risk Today

Learn how Black Knight’s suite of HOA solutions can help you create efficiencies, proactively identify and mitigate risk across the mortgage life cycle.