As a leading property data provider of public record data, MLS data, homeowner data and mortgage data. Black Knight’s property data and analytics solutions draw from our industry-leading, comprehensive property database covering 99.9% of the U.S. population and households. We directly collect data from county assessors’ offices across the U.S., and update and verify each record to deliver high-quality, reliable information.
Black Knight offers the Rapid Analytics Platform℠ (RAP℠), a secure, hosted analytics platform, where users can import their data and link it to Black Knight’s McDash℠ mortgage performance data, public records and government data. With RAP, users are able to also access Black Knight’s analytics and/or create their own. RAP can be used for:
Black Knight’s Data Science links data and advanced machine-learning techniques by using algorithms to automatically uncover hidden insights, revealing endless possibilities to help your business. As a property data provider, we can provide endless possibilities for your business.
Use cases include:
Reduce reputational risk and increase retention by identifying potential customer issues and providing proactive remediation
Increase revenue by identifying customers’ needs at the right time, based on life and major financial events; leverage the information for cross-selling opportunities
Enhance your competitive edge by developing a data-driven market expansion strategy
As a leading property data provider to many industries, we can deliver the missing information you need to complete your loan files and improve decision-making.
A variety of data elements can be appended to a client-supplied file in order to provide missing data
Black Knight analytics can also be appended to help with business analysis
Available data includes owner name; property address; listing information; valuations; loan information; default status; document images; and information from Black Knight’s SiteXSM reports
Lien Alert℠ data can also be appended to help identify portfolio risk
Ongoing portfolio monitoring services are also available.
DATA TO COVER ALL YOUR PROPERTY INFORMATION NEEDS
Black Knight is a leading data aggregator of mortgage information, offering a vast amount of reliable and up-to-date data that you can license to meet your business needs.
Our industry-leading McDashSM loan data, representing mortgage performance data from the nation’s top servicers, provides you with the broadest breadth and depth in any single loan-level data source. This extensive repository of information spans the entire credit spectrum of agency, non-agency and portfolio products, and includes:
Historical loan assets covering a duration of more than 20 years
Over 160 million first mortgage loans
More than 20 million home equity loans
Up to 130 loan-level collateral attributes
Large representations of mortgage data on all credit grades and product types
Black Knight’s industry leading U.S. property database is one of the most robust databases available. Our data helps you identify at-risk mortgage loans, improve business performance, develop highly targeted marketing campaigns and much more.
Property data provider covering 99.9% of the U.S. population and households from more than 3,100 counties
More than 200 data fields per record
Comprehensive datasets from tax assessor, deed, mortgage, pre-foreclosure, foreclosure, assignments and releases records
Black Knight has partnered with Realtors Property Resource® (RPR) – a subsidiary of the National Association of REALTORS® (NAR) – to provide you with current MLS listings – directly from the source. Available fields include List Price from the MLS, List Date and Days on Market from RPR.
Generate more accurate valuations by leveraging current MLS data to get the most up-to-date view of a local market
Expedite short sales by identifying when delinquent borrowers have listed their properties
Retain existing customers by identifying current borrowers in your portfolio that have listed their properties for sale in order to pre-qualify them for financing on a new property
TYPES OF DATA FOR LICENSING
Includes information such as owner name; property address; mailing address; land-use information; physical characteristics; assessed and market values; and more.
Deeds: Grant deed; quitclaim deed; trustee’s deeds
Mortgage Loans: Purchase money mortgage; FHA; adjustable rate mortgage; second mortgage; commercial; VA loan
Assignment Data: Assignment of mortgage; corporation assignment of mortgage; corporation assignment of deed of trust; master assignment
Release Data: Satisfaction of mortgage; full reconveyance; release of mortgage; master release; certificate of satisfaction; partial reconveyance
Notice of default; notice of trustee’s sale; cancellation of the notice of sale
Real Estate Listings
Listing data on properties for sale
Automated Valuation Model (AVM)
SiteX℠ Value: Provides comparison of neighborhood sales’ statistics and subject property
ValueSure℠: Provides the optimal combination of accuracy and coverage, and is typically ranked among the top five most accurate AVMs in independent testing
SafeValue℠: Places an emphasis on accuracy and quality over hit rate by using intelligent comparable selection to filter out comparable properties with insufficient data
Realtors Valuation Model® (RVM): Incorporates the best of Black Knight’s valuation analytics, along with property-record and licensed MLS data; ideal for mortgage professionals needing more dynamic property valuations
Commercial Real Estate
Black Knight’s SiteX CRE℠ Enhanced Data is a nationwide commercial property and mortgage data set. It is distilled from multiple public and private data sources and merged with complementary information and risk measures to provide commercial real estate participants with broad market perspective as well as property-level insight.
ACTIONABLE PORTFOLIO INSIGHTS
Our Actionable Intelligence PlatformSM(AIP) provides proactive, strategic and actionable analytics to the right people at the right time and in the right way – so users can take the right actions.
The AIP can leverage any active data set – including proprietary or third-party system data – for its analytics.
Distinct Solutions for the Entire Loan Life Cycle
No matter what your strategic priorities, AIP has analytics to specifically fit your needs via our three individual collections:
The Origination Collection supports lenders’ growth strategies, lead management, loan loss, underwriting, closing, TRID-compliance monitoring and more.