
optimal blue® ppe
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- Access pricing from the industry’s largest network of investors
- Receive the most up-to-date guidelines and real-time pricing automatically
- Manage rate lock requests, extensions, pricing concessions and relocks
- Automate initial-lock and post-lock management policies
The Optimal Blue® PPE is the industry’s most widely used product, pricing and eligibility (PPE) engine. Our engine can help you execute the most profitable lending strategies and stay competitive, with functionality proven to improve accuracy, efficiency and execution. With Black Knight, you get more than an industry leader – you get an industry expert in the PPE space.
- Overview
- Features
- What’s Included
- FAQs
About the Optimal Blue PPE
The Optimal Blue PPE delivers comprehensive functionality, enhances workflow efficiencies, and helps you stay competitive and more confidently execute profitable lending strategies.
Enhance Quoting With Best Execution
With advanced best execution pricing capabilities, you can customize the pricing to fit your unique business needs. This includes:
- Scenario-specific pricing for both buy-side and sell-side pricing comparisons
- Side-by-side price comparisons
- Custom-blended pricing options and views
Expand Your Product Offering
Differentiate your mortgage operation from competitors by leveraging the Optimal Blue PPE to gain access to hundreds of investors that offer thousands of mortgage products. The engine offers robust product support for all mortgage types, including:
- Conforming
- Non-conforming
- Government
- Housing Finance Authority (HFA)
- Non-QM
- Portfolio
- Construction-only
- Construction-to-permanent
- Second Liens
- HELOCs
Work Smarter With Lights-Out Lock Desk
Create new efficiencies and save valuable time by automating key workflows within your lock desk. There are several ways to automate, all of which can be tailored to your specific operational processes. Pick and choose where you leverage auto-accepting throughout workflows.
Extensive Partner Network
Optimal Blue’s Partner Network offers a robust library of certified integrations with 70+ leading mortgage technology vendors so you can easily leverage more accurate pricing and robust secondary marketing automation throughout the mortgage life cycle.
What Clients are Saying
“We see Optimal Blue as a profit center, we don’t see it as a cost. The way that we are able to strategize our pricing actually turns the PPE from a monthly cost to a net/net gain in that $20,000 – $30,000/month range.”
Andrew Soss
Benchmark Mortgage
*NEW* Mobile App
Busy loan officers can use a mobile app for on-the-go access to scenario pricing at the exact moment they need it.
Single Source of Scenario Pricing
Boost accuracy across the entire loan process with a single source of pricing drawn from multiple investors, and an integration to 70+ leading mortgage technology vendors.
Up-to-Date Guidelines & Real-Time Pricing
Automatically receive the most up-to-date guidelines and real-time pricing from the industry’s largest network of investors.
Confident Locking
Enable loan officers to not only quote and lock with confidence, but manage their unique loan pipeline with ease.
Automated Lock Policies
Configurable initial-lock and post-lock management policies are fully automated to save you time and money.
Advanced Margin Management Capabilities
Leverage multiple layers and many configuration options down to loan-level attributes and unique product categorization assignments.
Support for All Channels
Manage all lending channels including retail, correspondent and wholesale – from a single site.
What’s Included in the Optimal Blue PPE
The Optimal Blue PPE comes with BESTX™ pricing capabilities, which you can customize to your unique needs. BESTX™ can be used for more than just rates, providing the lowest mortgage insurance premiums across all six MI providers.
You can also receive access to a complete network of investors and mortgage products, allowing you to expand your product portfolio. Additionally, Lights-Out Lock Desk allows you to automate key workflows in the rate lock process.
What Mortgage Types Are Supported by the Optimal Blue PPE?
Optimal Blue provides robust product support for all mortgage types, including:
- Conforming
- Non-Conforming
- Government
- Housing Finance Authority
- Expanded Guidelines
- Portfolio
- Construction-Only
- Construction-to-Permanent
- Second Liens
- HELOCs
What Is Lights-Out Lock Desk?
Lights-Out Lock Desk allows lenders to create new efficiencies and save valuable time by automating key workflows within your lock desk. There are several ways to automate, all of which can be tailored to your specific operational processes. Pick and choose where you leverage auto-accepting automation via configurable policies throughout workflows like:
- Lock requests
- Price concessions
- Lock extensions
- Profile and product changes
- Relocks
Is BESTX™ Just for Rates?
Along with providing competitive rates, we can offer low mortgage insurance premiums across all six MI providers. With Optimal Blue’s BESTX™ MI service, lenders benefit from:
- Client and scenario-specific premiums
- Side-by-side price comparisons
- Premium type comparisons
Request a Demo
The Optimal Blue PPE is the industry’s most widely used product, pricing and eligibility engine. Schedule a free demo today.
Request a Demo

Solutions Related to the Optimal Blue PPE
We offer a complete suite of solutions designed to streamline your secondary marketing and lending operations. Explore other solutions from Black Knight and Optimal Blue.
Goals Related to the Optimal Blue PPE
Check out other ways Black Knight and Optimal Blue support your goals.
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