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Mortgage Lenders Must Embrace e-Notarization to Make Digital Loans

Mortgage Lenders Must Embrace e-Notarization to Make Digital Loans

Across the country, states continue to grapple with whether — and how — to allow e-notarizations, a critical step in achieving the goal of widespread adoption of end-to-end digital real estate transactions.

Currently, e-notarizations can take one of two forms: an in-person electronic notarization (IPEN) that is conducted in person with an electronic seal or remote online notarization (RON) where audio-visual technology is utilized with an electronic seal and the parties in separate physical locations.

John Ralston, director of e-lending strategy at Black Knight discusses the necessary changes to facilitate a full digital mortgage.

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Michelle Kersch 904.854.5043